Minimum Loan Term: 3 months. Maximum Loan Term: 72 months. Representative Example: Based on a loan of $30,000 over 60 months a borrower with an excellent credit history can expect to pay a total of $36,239. This represents a comparison rate of 6.84% p.a. and includes all interest and fees included in your loan repayments over the life of the loan. www.cash.com.au personal loans are available for a minimum of 6 months to a maximum of 5 years. Interest rates range from 6.49% p.a. (comparison rate 6.84% p.a.) to 12.79% p.a. (comparison rate 20.47% p.a.). Rates are subject to change depending on the rates offered by our lending partners.